Increasing economic vitality in middle Appalachia through people-centered financial coaching.
“AOF is the reason I am moving forward with my life in confidence where I was once very insecure.”
Here to Help
Appalachian Opportunity Fund (AOF) is a non-profit dedicated to eliminating financial stress and changing financial trajectories for households in NE Tennessee, SW Virginia, and beyond. We provide free, people-centered financial coaching to help individuals and families build a brighter financial future.
Success Stories
Our Approach
People-Centered
We meet people where they are, not where society thinks they should be.
Solution-Oriented
Financial problems are often sticky, and no two are exactly the same.
Results-Driven
Our goal is to have the greatest impact possible.
Latest News
Credit: Starting From Scratch
August 23, 2026
Emergency Fund vs. Rolling Funds
August 23, 2026
Are You Saving Enough?
August 23, 2026
Let's Get Started
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