Increasing economic vitality in middle Appalachia through people-centered financial coaching.
“AOF is the reason I am moving forward with my life in confidence where I was once very insecure.”
-Financial Coaching Client
Here to Help
Appalachian Opportunity Fund (AOF) is a non-profit dedicated to eliminating financial stress and changing financial trajectories for households in NE Tennessee, SW Virginia, and beyond. We provide free, people-centered financial coaching to help individuals and families build a brighter financial future.
Success Stories
Our Approach

People-Centered
We meet people where they are, not where society thinks they should be.

Solution-Oriented
Financial problems are often sticky, and no two are exactly the same.

Results-Driven
Our goal is to have the greatest impact possible.
Latest News
AOF Welcomes New Executive Director
June 19, 2025
Hurricane Helene Financial Recovery Assistance
November 13, 2024
Let's Get Started
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