2026 AOF Gratitude Dinner Announced - Get the Details!

Increasing economic vitality in middle Appalachia through people-centered financial coaching.

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“AOF is the reason I am moving forward with my life in confidence where I was once very insecure.”

-Financial Coaching Client

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Appalachian Opportunity Fund (AOF) is a non-profit dedicated to eliminating financial stress and changing financial trajectories for households in NE Tennessee, SW Virginia, and beyond. We provide free, people-centered financial coaching to help individuals and families build a brighter financial future.