Increasing economic vitality in middle Appalachia through people-centered financial coaching.

I am a nonprofit

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I need financial coaching

I want to support this work

“AOF is the reason I am moving forward with my life in confidence where I was once very insecure.”

Here to Help

Appalachian Opportunity Fund (AOF) is a non-profit dedicated to eliminating financial stress and changing financial trajectories for households in NE Tennessee, SW Virginia, and beyond. We provide free, people-centered financial coaching to help individuals and families build a brighter financial future. 

Success Stories

Our Approach

People-Centered

We meet people where they are, not where society thinks they should be.

Solution-Oriented

Financial problems are often sticky, and no two are exactly the same.

Results-Driven

Our goal is to have the greatest impact possible.

Let's Get Started

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